Ruoff Home Mortgage, NMLS # 141868
1110 E. Dupont Road
Fort Wayne, Indiana 46825
http://www.ruoff.com/adamgarman.com

Ruoff Home Mortgage is an approved seller/servicer for Freddie Mac and Fannie Mae, as well as an approved issuer for Ginnie Mae enabling us to offer a variety of mortgage products. In addition, Ruoff Home Mortgage is an active member in the Indiana Mortgage Bankers Association as well as the National Mortgage Bankers Association. We are proud of our employees who take an active role in their communities through housing development and Habitat for Humanity, just to name a few.

We are licensed in Indiana, Illinois, Ohio, Michigan and most recently Florida. Because we understand that every borrower is different, we offer a variety of products to meet your individual needs such as Conventional and Government (FHA/VA/USDA) Mortgages as well as One-time Close New Construction Mortgages, FHA 203(k) Mortgages, and many others. Ruoff Home Mortgage is approved to offer first-time home buyer programs with both Indiana and Michigan Housing and Community Developments.

With over 30 years of experience, we make the process of securing a mortgage simple and straight forward – with no hidden costs and no surprises. Our own in-house processing, underwriting, and closing departments can help expedite the whole process while providing individual personal service. Contact us today to find out more about our low closing costs and great rates on our many flexible mortgage products.


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Adam Garman
Lender
(260) 348-0905
NMLS #124792

I love spending my free time with my friends and family. I am a huge sports fan and enjoy rooting for the Indianapolis Colts and New York Yankees. In addition to sports I also enjoy playing card games, golf, as well as participating in a weekly pool league with some family members and close friends through the North American Poolshooters Association.

I first began in the financing industry back in 2004 with a local mortgage company. In May of 2010 I was given the opportunity to work here are Ruoff Home Mortgage. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and Conventional lending. Everything is in house, once your begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing home to save you money!!

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* Some restrictions apply. Ask for details. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Equal Housing Opportunity. *Interest rate subject to change based on market condition and credit review. This communication is provided to you for informational purposes only and should not be relied upon by you. Century 21 is not a mortgage lender and so you should contact Ruoff Home Mortgage directly to learn more about its mortgage products and your eligibility for such products.